Kalahari Horizon Retirement Expectation Program

This program helps individuals plan realistically for retirement by aligning lifestyle goals with financial capacity. Clients gain clarity, confidence, and a clear action plan for the years ahead.

What the Program Covers

• Defining retirement goals and lifestyle expectations

• Estimating retirement income needs and expenses

• Understanding pensions, retirement funds, and annuities

• Inflation, longevity, and healthcare cost planning

• Debt management before retirement

• Investment alignment and risk review

• Creating a sustainable retirement income strategy

Who This Program Is For

• Pre retirees who want clarity and direction

• Working professionals planning

• Individuals unsure if they are on track for retirement

• Retirees needing income restructuring

Program Outcomes

• Clear retirement vision and timeline

• Realistic income and expense projections

• Personalized retirement action plan

• Improved confidence in financial decisions

Investment and Duration

First Light – NAD 1,500 "The first glimpse of your horizon"

Ideal for initial retirement clarity, expectations setting, and gap identification.

A single, focused 90-minute session designed for those taking their first step toward retirement clarity. We'll assess where you stand, define what retirement means to you, and identify the gaps between your dreams and your current path. You'll leave with a personalized clarity report and a clear sense of what comes next.

Best for: Professionals curious about retirement readiness, or anyone who wants expert eyes on their situation before committing to a longer program.

Midday Clarity – NAD 4,800 "Full illumination of your path ahead."

Three structured sessions over 6–8 weeks that transform uncertainty into a concrete plan. We map your retirement lifestyle, project your income needs against your resources, review your pensions and annuities, and stress-test your risk tolerance. By the end, you'll have a realistic financial picture and a strategy that feels achievable.

Best for: Pre-retirees (5–10 years out) who want thorough planning without the full deep-dive.

Full Horizon – NAD 8,500 "The complete view — nothing hidden."

Our comprehensive 6-session program over 3 months leaves no stone unturned. We model multiple retirement scenarios, build a sustainable income strategy, plan for healthcare and longevity costs, and create a complete, personalized retirement action plan. Includes 3 months of follow-up support as you begin implementing.

Best for: Those who want total confidence in their retirement plan, or retirees needing to restructure their income.

Payment is collected upfront for all bookings.

FNB

DaNo Platinum Business

Account Number 64291182845

Branch code 282672

Appointment Link